How it works
Just fill out the Loan-till-Payday online application for instant pre-approval with no faxing required. If approved, your loan proceeds will be deposited directly into your personal checking account by ACH. When your loan payment is due, Loan Till Payday will automatically debit ONLY the finance charge from your checking account unless you want to pay the loan in full or other payment arrangements are made for a partial payment of your principal. Additional fees will apply if you choose the option to extend your loan. This option may be used up to four times before you will be required to make a payment on your principal. This will happen automatically unless you contact Loan Till Payday for other arrangements.
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When do you get your money
If approved, your loan amount will be deposited into your personal checking account the next business day (if approved by 6PM EST) by ACH. If you are denied, you will receive an e-mail notification. You can also call Loan Till Payday fully automated system two hours after you complete your application to check your status.
When do you know you are approved or denied
The approval/denial process usually happens the same day you submit your application. If approved, you will have your money deposited into your account overnight. If you are denied, you will receive an e-mail. You can also call Loan Till Payday automated system to check the status of your account.
How much is the finance charge
The Annual Percentage Rate (APR) on a typical 14 day loan is 782.14%, which is $30.00 per every $100.00 borrowed. Additional fees will apply if your loan is refinanced.
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